Everything updates itself as you type — the totals, what's left, and when the next payment lands.
This month's regular spends — rent, direct debits, the food shop.
| Item | Amount | Date | Recurring |
|---|
Tick "Recurring" for bills that repeat monthly — they'll carry over automatically when the month changes, and you can still change the amount any time. Set the "Date" to the day of the month it goes out to see it in the summary above.
Give it one real payment date, and it works out the rest of the year on its own.
Signed in and saved automatically — everything above is private to your account and syncs across devices. Pulling the real Virgin card balance in automatically would need an open banking connection, which is a possible next step rather than something this version does.